Austin Cost of Living Guide 2025

Keep Austin weird (and affordable) - your guide to living in Texas' tech capital

$2,000
Avg 1BR Rent
$80K
Comfortable Salary
98
Cost Index
0%
State Income Tax

Austin Housing Market & Neighborhoods

2025 Austin Neighborhood Guide

Premium Central ($3,000-5,000/month)

• Downtown/Rainey Street
• South Lamar/Zilker
• Clarksville/Tarrytown
• West Lake Hills

Close to everything, premium amenities, high walkability

Hip & Growing ($2,200-3,200/month)

• East Austin (Mueller, Cherrywood)
• South Austin (St. Elmo, Bouldin)
• North Austin (Crestview, Allandale)
• Westlake/Bee Cave

Great food scenes, local character, good value

Value Areas ($1,500-2,200/month)

• North Austin (Windsor Park, Georgian Acres)
• Southeast Austin (Dove Springs, Pleasant Valley)
• Cedar Park/Round Rock (suburbs)
• Pflugerville/Leander

Family-friendly, larger spaces, emerging areas

Austin's housing market has experienced significant growth but remains more affordable than major tech hubs. A typical tech worker can afford a nice apartment or house with a yard, something increasingly rare in San Francisco or Seattle.

🏠 Austin Housing Opportunity

Unlike coastal cities, you can still find character in Austin neighborhoods without astronomical rents. Areas like East Austin offer walkable, hip communities for $2,500/month that would cost $5,000+ in San Francisco.

Tech Industry & Job Market

Austin has become a major tech hub with Apple, Google, Meta, Tesla, and hundreds of startups. The "Silicon Hills" offers competitive salaries without Silicon Valley living costs, creating attractive opportunities for tech professionals.

Tech Salaries in Austin (2025)

Software Engineering

• Junior Engineer: $85K-$110K
• Senior Engineer: $130K-$180K
• Staff Engineer: $180K-$250K
• Principal Engineer: $250K-$350K

Other Tech Roles

• Product Manager: $120K-$200K
• Data Scientist: $110K-$170K
• UX Designer: $95K-$150K
• DevOps Engineer: $115K-$180K
* Salaries are 70-80% of Bay Area levels but cost of living is 50-60% lower

Major Tech Employers

  • • Apple (largest private employer)
  • • Google/Alphabet
  • • Meta (Facebook)
  • • Tesla Gigafactory
  • • Dell Technologies
  • • IBM
  • • Oracle
  • • Indeed

Growing Sectors

  • • Fintech & Crypto
  • • Health Tech
  • • Clean Energy
  • • Gaming & Entertainment
  • • E-commerce
  • • Cybersecurity
  • • AI/Machine Learning
  • • Automotive Tech

Transportation & Getting Around

Austin is a car-centric city with limited public transportation, though downtown and some neighborhoods are increasingly walkable. The city's growth has led to traffic congestion, but car ownership remains essential for most residents.

Car Ownership Costs

Car payment (average)$350-550/month
Insurance$120-220/month
Gas$150-300/month
Parking (downtown)$100-250/month
Total$720-1,320/month

Alternative Transportation

CapMetro bus pass$41.25/month
MetroRail (commuter train)$41.25/month
B-Cycle bike share$80/year
Scooters (Bird/Lime)$100-200/month
Ride-sharing$200-500/month
Best for downtown/campus areas

Austin's Famous Food & Entertainment Scene

Austin's "Keep Austin Weird" culture includes an incredible food scene, live music venues, and festivals. Food trucks, BBQ, and craft breweries are staples, offering great value compared to other major cities.

Food Trucks & Casual

• Food trucks: $8-15/meal
• BBQ joints: $12-25/meal
• Tex-Mex: $10-20/meal
• Breakfast tacos: $2-4 each

Mid-Range Dining

• Local restaurants: $20-35
• Brewery food: $15-25
• Food halls: $12-22
• Farm-to-table: $25-45

Fine Dining

• Upscale restaurants: $50-80
• Chef-driven spots: $60-100
• Wine dinners: $75-150
• Special events: $100-200

🎵 Entertainment & Nightlife Costs

Live Music:
• Small venues: $10-30/show
• Major venues: $40-150/show
• Festivals: $200-500/weekend
Bars & Breweries:
• Craft beer: $5-8/pint
• Cocktails: $8-15/drink
• Wine bars: $10-18/glass

Texas Tax Benefits & Hidden Costs

Texas' lack of state income tax is a major financial advantage, but other taxes and costs partially offset this benefit. Understanding the full tax picture helps with accurate budgeting.

Tax Advantages

No state income tax
• Save 3-8% vs other states
• $100K salary saves $3K-8K/year
• More take-home pay
• Simpler tax filing

Offsetting Costs

Higher property taxes
• 2-3% of home value annually
• Affects rent prices too
• Sales tax: 8.25%
• Higher car registration fees

Compare Austin Costs

See how Austin compares to other tech hubs and calculate your salary advantage.

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Austin Lifestyle

Outdoor Activities

Lake Travis, Zilker Park, hiking trails, 300+ days of sunshine

SXSW & Festivals

World-renowned music and tech conferences

Food Truck Culture

Over 1,000 food trucks, affordable gourmet options

Keep Austin Weird

Unique local businesses, art scene, cultural events

Austin Living FAQ

To live comfortably in Austin in 2025, a single person needs $70,000-$90,000 annually, while a family of four should aim for $140,000-$190,000. The absence of state income tax helps stretch salaries further compared to California or New York.